Sarasota, FL — Roulet Law Firm, P.A., a Sarasota estate planning and elder law firm, has released a new resource titled “5 Smart Ways to Protect Your Cryptocurrency and Digital Assets in Florida Estate Plans.” Designed for residents of Sarasota, Venice, and surrounding Gulf Coast communities, the guide addresses how digital wealth can be securely transferred under Florida law.
“Crypto is real wealth, and it requires real planning,” says Chuck Roulet. “Every week, we meet families who lost access to digital wallets because no one documented private keys or included digital assets in their estate plan. This guide helps local families avoid irreversible losses.”
Why Digital Asset Planning Matters Now
In tech-forward areas like Sarasota and Venice, digital assets—including cryptocurrency, NFTs, online businesses, and digital accounts—represent a growing share of family wealth. Yet most estate plans still ignore them.
Current challenges include:
More than 20% of all Bitcoin is estimated to be permanently lost due to forgotten passwords or missing private keys. Florida probate courts cannot recover digital assets without proper authorization. Families often discover too late that digital accounts are inaccessible, frozen, or locked out due to multifactor authentication. Without appropriate documentation, digital wealth can vanish, sometimes worth thousands or even millions. Without digital estate planning, heirs face avoidable disputes, delays, or total loss of access.
Key Strategies & Legal Tools Covered
Digital Asset Inventory & Documentation
The guide provides clear steps for identifying and documenting crypto wallets, exchange accounts, NFTs, online businesses, and cloud-stored data while maintaining secure access.
Digital Executors & Florida Law
Under Florida’s RUFADAA statute, families can authorize a digital executor to manage online accounts. The guide explains how proper authorization prevents account lockouts and ensures privacy.
Trusts for Cryptocurrency & NFTs
Readers learn how revocable and irrevocable trusts can be used to transfer cryptocurrency outside of probate, maintain privacy control, and add protection against disputes or market risk. These tools align with the firm’s advanced estate planning services.
Private Key & Wallet Security
The guide highlights essential protection strategies, including using encrypted hardware wallets, implementing split-key storage, providing secure offline instructions to trusted individuals, and avoiding public disclosure of sensitive access information in wills.
Updating Digital Plans Over Time
Because digital accounts evolve quickly, the guide includes timelines for reviewing and updating digital asset plans every few years.
Mistakes to Avoid in Florida Digital Estate Planning
Common digital estate planning mistakes include listing private keys directly in a will, relying only on exchange accounts, failing to authorize digital access under RUFADAA, waiting until incapacity to update estate documents, and keeping digital assets hidden from estate planning attorneys.
Local & Multi-State Relevance
While tailored to Sarasota and Venice residents, the guide also supports clients in Minnetonka, Maple Grove, and Eden Prairie, Minnesota, who require multi-state planning for digital assets and traditional property.
About Roulet Law Firm, P.A.
Roulet Law Firm, P.A. serves families across Sarasota, Venice, and surrounding Florida communities with estate planning, advanced digital planning, elder law, and asset protection services. The firm creates customized legal strategies designed to protect digital wealth, reduce risk, and help families pass down both traditional and online assets with confidence.
If you want guidance tailored to your family’s digital and traditional assets, our team is here to help. Schedule a private consultation today and get the most out of it.
